Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ

Public Use Microdata Area (PUMA)

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2022 Population
118,549
23.2% 1-year decline
US Senator
Bob Menendez
Democratic Party
US Senator
Cory Booker
Democratic Party
2022 Median Age
40.9
0.491% 1-year increase
2022 Poverty Rate
8.9%
18.1% 1-year decrease
2022 Median Household Income
$86,023
14.4% 1-year growth
2022 Median Property Value
$253,100
16.8% 1-year growth
2022 Employed Population
56,835
21.3% 1-year decline

About

In 2022, Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ had a population of 119k people with a median age of 40.9 and a median household income of $86,023. Between 2021 and 2022 the population of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ declined from 154,442 to 118,549, a −23.2% decrease and its median household income grew from $75,177 to $86,023, a 14.4% increase.

The 5 largest ethnic groups in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ are White (Non-Hispanic) (61.7%), Black or African American (Non-Hispanic) (8.78%), Other (Hispanic) (7.82%), Asian (Non-Hispanic) (6.93%), and Two+ (Non-Hispanic) (4.68%).

22.6% of the households in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

95.8% of the residents in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ are U.S. citizens.

The largest universities in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ are Atlantic Cape Community College (829 degrees awarded in 2022) and Shore Beauty School (133 degrees).

In 2022, the median property value in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was $253,100, and the homeownership rate was 79.1%.

Most people in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ drove alone to work, and the average commute time was 27.7 minutes. The average car ownership in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was 2 cars per household.

Population & Diversity

Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ is home to a population of 119k people, from which 95.8% are citizens. As of 2022, 12.2% of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ residents were born outside of the country (14.4k people).

In 2022, there were 7.03 times more White (Non-Hispanic) residents (73.1k people) in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ than any other race or ethnicity. There were 10.4k Black or African American (Non-Hispanic) and 9.27k Other (Hispanic) residents, the second and third most common ethnic groups.

The most common non-English languages spoken as the primary langauge in households in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ are Spanish (14,194 households), Tagalog (Incl. Filipino) (2,105 households), and Italian (1,235 households).

Residents by Gender and Age

RACE/ETHNICITY
62,403
Women
51.4%
59,113
Men
48.6%

The resident population of United States in 2022 was 121,516 inhabitants, with 48.6% men, and 51.4% women.

The visualization shows the distribution of the residents by gender and age in the United States.

With the upper buttons you can add a filter by race.

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Citizenship

95.8%
2022 Citizenship
94.4%
2021 Citizenship

As of 2022, 95.8% of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ residents were US citizens, which is higher than the national average of 93.5%. In 2021, the percentage of US citizens in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was 94.4%, meaning that the rate of citizenship has been increasing.

The following chart shows US citizenship percentages in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ compared to that of it's neighboring and parent geographies.

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Race and Ethnicity

The 3 largest ethnic groups in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ
  1. White (Non-Hispanic)
    73.1k ± 1.65k
  2. Black or African American (Non-Hispanic)
    10.4k ± 1.04k
  3. Other (Hispanic)
    9.27k ± 1.38k
17.3%
Hispanic Population
20.5k people

In 2022, there were 7.03 times more White (Non-Hispanic) residents (73.1k people) in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ than any other race or ethnicity. There were 10.4k Black or African American (Non-Hispanic) and 9.27k Other (Hispanic) residents, the second and third most common ethnic groups.

17.3% of the people in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ are hispanic (20.5k people).

The following chart shows the 7 races represented in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ as a share of the total population.

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Global Diversity

Most Common Origin
  1. Dominican Republic
    2,195 ± 1,140 people
  2. Mexico
    1,731 ± 1,014 people
  3. Philippines
    1,436 ± 925 people

In 2022, the most common birthplace for the foreign-born residents of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was Dominican Republic, the natal country of 2,195 Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ residents, followed by Mexico with 1,731 and Philippines with 1,436.

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Foreign-Born Population

12.2%
2022 Foreign-Born Population
14.4k people
13.8%
2021 Foreign-Born Population
21.3k people

As of 2022, 12.2% of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ residents (14.4k people) were born outside of the United States, which is lower than the national average of 13.6%. In 2021, the percentage of foreign-born citizens in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was 13.8%, meaning that the rate has been decreasing.

The following chart shows the percentage of foreign-born residents in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ compared to that of it's neighboring and parent geographies.

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Non-English Households

Most Common Non-English Languages
  1. Spanish
    14,194 households (12.7%)
  2. Tagalog (Incl. Filipino)
    2,105 households (1.88%)
  3. Italian
    1,235 households (1.1%)

22.6% of the households in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ reported speaking a non-English language at home as their primary shared language, which is higher than the national average of 21.7%. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

In 2022, the most common non-English language spoken in households in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was Spanish. 12.7% of the households in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ reported speaking Spanish at home as the primary shared language between all members living in the household.

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Veterans

Most Common Service Period
  1. Vietnam
    1,971 ± 390
  2. Gulf War (2001-)
    1,216 ± 297
  3. Gulf War (1990s)
    627 ± 252

Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ has a large population of military personnel who served in Vietnam, 1.62 times greater than any other conflict.

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Economy

The economy of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ employs 56.8k people. The largest industries in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ are Elementary & secondary schools (4,963 people), Restaurants & Food Services (4,349 people), and Amusement & Recreation (4,018 people), and the highest paying industries are Professional & commercial equipment & supplies merchant wholesalers ($176,354), Legal services ($161,898), and Securities, commodities, funds, trusts & other financial investments ($159,515).

Males in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ have an average income that is 1.27 times higher than the average income of females, which is $65,235. The income inequality in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ (measured using the Gini index) is 0.47, which is lower than than the national average.

Workforce Diversity

Measure
RACE/ETHNICITY
34,331
Women
50.3%
33,895
Men
49.7%

The workforce of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ in 2020 was 68,226 people, with 50.3% woman, and 49.7% men.

The visualization shows the distribution of the workforce by gender and age in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ.

With the upper buttons you can see the distribution of the average salary and add a filter by race.

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Occupations

56.8k
2022 Value
−21.3%
1 Year decline
± −21.3%

From 2021 to 2022, employment in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ declined at a rate of −21.3%, from 72.2k employees to 56.8k employees.

The most common job groups, by number of people living in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ, are Cashiers (2,067 people), Elementary & middle school teachers (1,890 people), and Waiters & waitresses (1,631 people). This chart illustrates the share breakdown of the primary jobs held by residents of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for false.

This chart shows weekly unemployment insurance claims in New Jersey (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Employment by Industries

56.8k
2022 Value
−21.3%
1 Year decline
± −21.3%

From 2021 to 2022, employment in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ declined at a rate of −21.3%, from 72.2k employees to 56.8k employees.

The most common employment sectors for those who live in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ, are Elementary & secondary schools (4,963 people), Restaurants & Food Services (4,349 people), and Amusement & Recreation (4,018 people). This chart shows the share breakdown of the primary industries for residents of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ, though some of these residents may live in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$53,373
Median earning men ± $2,624
$37,624
Median earning women ± $2,173

The industries with the best median earnings for men in 2022 are Public Administration ($89,874), Information ($83,098), and Educational Services, & Health Care & Social Assistance ($73,854).

The industries with the best median earnings for women in 2022 are Public Administration ($83,194), Information ($61,317), and Wholesale Trade ($58,500).

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Employment by Industry Sector

Data is only available at the state level. Showing data for New Jersey.
Y-Axis
2.27%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 4.24M people employed in New Jersey. This represents a 2.27% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 16.5%.

The following chart shows monthly employment numbers for each industry sector in New Jersey.

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Civics

In the 2020 presidential election, the popular vote in New Jersey went to Joseph R Biden Jr. with 57.3% of the vote. The runner-up was Donald J. Trump (41.4%), followed by Jo Jorgensen (0.696%).

Bob Menendez and Cory Booker are the senators currently representing the state of New Jersey. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

New Jersey is currently represented by 12 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

US Senators from New Jersey

Senatorial voting results are only available at the state level. Showing data for New Jersey.
Bob Menendez
Senator from New Jersey1
Assumed office on January 17, 2006
Appointed to the seat following the resignation of Jon Corzine, who was elected Governor of New Jersey.
Cory Booker
Senator from New Jersey2
Assumed office on October 31, 2013
Elected to the seat to succeed Jeffrey Chiesa, who had been appointed to the seat following the death of Frank Lautenberg.

Bob Menendez and Cory Booker are the senators currently representing New Jersey.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in New Jersey over time, excluding special elections, colored by their political party.

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US Representatives from New Jersey

New Jersey is currently represented by 12 members in the U.S. house.

Members of the House of Representives are elected to 2-year terms, and the following chart shows the how the members for New Jersey have changed over time starting in 2008.

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Education

In 2022, universities in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ awarded 962 degrees. The student population of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ in 2022 is skewed towards women, with 1,616 male students and 2,742 female students.

Most students graduating from Universities in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ are White (461 and 48.2%), followed by Hispanic or Latino (235 and 24.6%), Black or African American (118 and 12.3%), and Asian (60 and 6.28%).

The largest universities in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ by number of degrees awarded are Atlantic Cape Community College (829 and 86.2%) and Shore Beauty School (133 and 13.8%).

The most popular majors in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ are Registered Nursing (153 and 15.9%), General Studies (132 and 13.7%), and General Business Administration & Management (106 and 11%).

Enrollments by Gender and Races

In 2022 there were 4,358 students enrolled in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ, 37.1% men and 62.9% women.

By race, the largest number of students enrolled was concentrated in White with 1,842 records, of which 61.5% were women and 38.5% men.

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Concentrations

Most Common
  1. 153 degrees awarded
  2. 132 degrees awarded
  3. 100 degrees awarded

In 2022, the most common concentation for Associates Degree recipients in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was Registered Nursing with 153 degrees awarded.

This visualization illustrates the percentage of students graduating with a Associates Degree from schools in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ according to their major.

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Universities

Gender
Race
Largest Universities by degrees awarded
  1. 829 degrees awarded
  2. 133 degrees awarded

In 2022, the institution with the largest number of graduating students was Atlantic Cape Community College with 829 degrees awarded.

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Student Diversity

In 2022, 298 men were awarded degrees from institutions in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ, which is 0.449 times less than the 664 female students who received degrees in the same year.

In 2022 the most common race/ethnicity group awarded degrees at institutions was White students. These 461 degrees mean that there were 1.96 times more degrees awarded to White students then the next closest race/ethnicity group, Hispanic or Latino, with 235 degrees awarded.

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Awarded Degrees over Time

The graph shows the evolution of awarded degrees by degrees. Under the paragraphs, the average number of awarded degrees by university in each degree is shown.

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Average Net Price by Sector

Public, 2-year ($5,883) is the sector with the highest median state tuition in 2022.

Public, 2-year ($957) is the sector with the highest median state fee in 2022.

Public, 2-year ($1,900) is the sector with the highest average net price of books and supplies.

The graph shows the average net price by sector and year.

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Educational Pyramid

Measure

In 2022, 1.09% of men over 25 years of age had not completed any academic degree (no schooling), while 1.43% of women were in the same situation.

This visualization shows the gender distribution of the population according to the academic level reached.

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Educational Attainment

Race

The most common educational levels obtained by the working population of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ in 2022 were High School or Equivalent (33.2k), Some college (19.1k), and Bachelors Degree (18.4k).

This visualization illustrates the percentage distribution of the population according to the highest educational level reached. You can filter the data by race by using the selector above.

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Housing & Living

The median property value in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was $253,100 in 2022, which is 0.898 times smaller than the national average of $281,900. Between 2021 and 2022 the median property value increased from $216,700 to $253,100, a 16.8% increase. The homeownership rate in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ is 79.1%, which is approximately the same as the national average of 64.8%.

People in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ have an average commute time of 27.7 minutes, and they drove alone to work. Car ownership in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ is approximately the same as the national average, with an average of 2 cars per household.

Median household income in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ is $86,023. In 2022, the PUMA with the highest Median Household Income in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was Bergen County (Central)--Ridgewood Village, Glen Rock & Westwood PUMA, NJ with a value of $183,624, followed by Somerset County (North & West) PUMA, NJ and Essex County (Southwest)--West Orange & Livingston PUMA, NJ, with respective values of $170,196 and $163,601.

Property

$253,100
Median Property Value 2022
±$7,470
$34,544
Median Property Taxes
±$1,426

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ compared to it's parent and neighbor geographies.

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Rent vs Own

79.1%
Homeownership
2022
58.5%
Homeowners with Mortgage
2022

In 2022, 79.1% of the housing units in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ were occupied by their owner. This percentage grew from the previous year's rate of 74.5%.

This chart shows the percentage of owner in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ compared it's parent and neighboring geographies.

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Income by Location

Use the dropdown to filter by race/ethnicity.
Race/Ethnicity

In 2022, the PUMA with the highest Median Household Income (Total) in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was Bergen County (Central)--Ridgewood Village, Glen Rock & Westwood PUMA, NJ with a value of $183,624, followed by Somerset County (North & West) PUMA, NJ and Essex County (Southwest)--West Orange & Livingston PUMA, NJ, with respective values of $170,196 and $163,601.

The following map shows all of the PUMAs in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ colored by their Median Household Income (Total).

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Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$86,023
Median Household Income
± $4,333
43.7k
Number of Households
± 1,863

In 2022, the median household income of the 43.7k households in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ grew to $86,023 from the previous year's value of $75,177.

The following chart displays the households in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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Wage Distribution

0.47
2022 Wage GINI in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ
0.461
2021 Wage GINI in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ

In 2022, the income inequality in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was 0.47 according to the GINI calculation of the wage distribution. Income inequality had a 1.92% growth from 2021 to 2022, which means that wage distribution grew somewhat less even. The GINI for Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ was lower than than the national average of 0.478. In other words, wages are distributed more evenly in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ in comparison to the national average.

This chart shows the number of workers in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ across various wage buckets compared to the national average.

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Commuter Transportation

Most Common Commute in 2022
  1. Drove Alone (79.9%)
  2. Carpooled (9.55%)
  3. Worked At Home (7.07%)

In 2022, 79.9% of workers in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ drove alone to work, followed by those who carpooled to work (9.55%) and those who worked at home (7.07%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

27.7 minutes
Average Travel Time

Using averages, employees in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ have a longer commute time (27.7 minutes) than the normal US worker (26.7 minutes). Additionally, 3.68% of the workforce in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ have 2 cars.

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Poverty & Diversity

8.9% of the population for whom poverty status is determined in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ (10.4k out of 117k people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Females 25 - 34, followed by Males 45 - 54 and then Females 45 - 54.

The most common racial or ethnic group living below the poverty line in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ is White, followed by Hispanic and Two Or More.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Health

94.3% of the population of Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ has health coverage, with 52.4% on employee plans, 17.7% on Medicaid, 13.7% on Medicare, 9.62% on non-group plans, and 0.926% on military or VA plans.

Primary care physicians in New Jersey see 1171 patients per year on average, which represents a 0.679% decrease from the previous year (1179 patients). Compare this to dentists who see 1139 patients per year, and mental health providers who see 383 patients per year.

Patient to Clinician Ratios

Data is only available at the state level. Showing data for New Jersey.
1,171 to 1
Patient to Primary Care Physician Ratio in New Jersey

Primary care physicians in New Jersey see an average of 1,171 patients per year. This represents a 0.679% decrease from the previous year (1,179 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in New Jersey in comparison to its neighboring geographies.

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Health Care Diversity

In 2022, insured persons according to age ranges were distributed in 23.6% under 18 years, 18.9% between 18 and 34 years, 40.3% between 35 and 64 years, and 17.2% over 64 years.

By gender, of the total number of insured persons, 48.7% were men and 51.3% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

5.66%
Uninsured
52.4%
Employer Coverage
17.7%
Medicaid
13.7%
Medicare
9.62%
Non-Group
0.926%
Military or VA

Between 2021 and 2022, the percent of uninsured citizens in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ declined by 17.1% from 6.83% to 5.66%.

The following chart shows how the percent of uninsured individuals in Atlantic County (Outside Somers Point City)--West to Hammonton Town PUMA, NJ changed over time compared with the percent of individuals enrolled in various types of health insurance.

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